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Ribilanciatore di asset

Confronta le allocazioni attuali con quelle obiettivo per generare strategie di acquisto/vendita ottimali.

Try the calculator

Run the numbers yourself with the inputs below.


Valore attuale del portafoglio0
Azione su azionario
Mantieni 0(0.0%60%)
Azione su obbligazioni/cash
Mantieni 0(0.0%40%)

Overview

The Asset Rebalancer compares current allocations to a target mix and tells you how much to buy or sell in each bucket.

How it works

Trade Amount = (Total Portfolio * Target %) - Current Value

A positive number means you are underweight and should buy. A negative number means you are overweight and should sell.

Worked example

You hold 70,000 in stocks and 30,000 in bonds. Your policy target is 60% stocks and 40% bonds.

= Total is 100,000. Target stock value is 60,000, so sell 10,000 of stocks and buy 10,000 of bonds.

When to use it

  • Run a quarterly or yearly portfolio review against a written policy
  • Decide which bucket to direct new contributions toward
  • Quantify drift after a sharp market move

Frequently asked questions

How often should I rebalance?

Common rules are calendar-based or threshold-based. Consistency matters more than the exact rule.

Does rebalancing trigger taxes?

In a taxable account, selling appreciated assets can realize capital gains.

Can I model more than two asset classes?

This calculator is limited to a stock and bond/cash split.